Serve. The toppings that you add are really up to you. Some people like them just with beans and cheese, but some, kids especially, love to go a bit nuts with their favorite ingredients.
1 cup refried beans, 2 cups lettuce, 1½ cup cooked beef and/or shredded chicken, ½ cup Mexican cream, ½ cup Mexican fresh cheese, ¼ cup onion, most use white, ½ cup tomato, Spicy salsa, 1 avocado, ⅓ cup radishes, Pickled jalapeños and carrots