Pinto Bean Chili

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Last Updated on July 23, 2025 by Casia Valdés

When comfort food calls, Pinto Bean Chili delivers hearty warmth and bold flavors with a Southwest twist. Paired with cheesy Chili Cheese Quesadillas, this duo transforms a classic chili night into a fun, family-friendly feast. Think tender pinto beans, seasoned ground beef, cozy spices, and gooey tortillas—every bite is pure satisfaction.

What Makes This Duo So Irresistible

Combining a rich pinto bean chili with cheesy quesadillas elevates your meal with delicious texture and variety. The chili is thick, meaty, and seasoned with cumin, tomatoes, and vinegar for tang. The quesadillas add a crunchy, melty contrast—perfect dunked into the chili or enjoyed on their own with all the fixings.

Ingredients You’ll Need

For the Chili (4 servings):

  • 1 lb dried pinto beans

  • 2 lbs ground beef

  • 1 medium onion, chopped

  • 3 celery ribs, chopped

  • 3 Tbsp all-purpose flour

  • 4 cups water (plus soaking water)

  • 2 Tbsp chili powder

  • 2 Tbsp ground cumin

  • ½ tsp sugar

  • 1 (28‑oz) can crushed tomatoes

  • 2 tsp cider vinegar

  • 1½ tsp salt

For the Chili Cheese Quesadillas:

  • 2 (4-oz) cans chopped green chiles

  • 12 (6‑inch) flour tortillas

  • 3 cups shredded cheddar cheese

  • 3 tsp canola oil

Optional Toppings: corn off the cob, chopped red onion, sliced jalapeño, sour cream

Step-by-Step Instructions

Part A: Make the Pinto Bean Chili

  1. Soak the Beans
    In a Dutch oven, add dried beans and fresh water covering them by an inch or two. Bring to a boil for 2 minutes, then cover and let stand for 1 hour. Drain and rinse.

  2. Brown Meat & Veggies
    Return pot to medium heat. Add ground beef, onion, and celery; cook until the meat is no longer pink. Drain excess fat.

  3. Create the Base
    Sprinkle flour evenly and stir to coat the meat and veggies. Gradually add 4 cups of water.

  4. Season & Simmer
    Stir in the pinto beans, chili powder, cumin, and sugar. Bring to a boil, then reduce heat to low. Cover and simmer for 1½ hours, or until beans are tender.

  5. Finish the Chili
    Add crushed tomatoes, cider vinegar, and salt. Heat through, stirring occasionally. Taste and adjust spices if needed.

Part B: Make Chili Cheese Quesadillas

  1. Prepare Tortillas
    Spread ~1 Tbsp chopped green chiles over half of each tortilla, then sprinkle ¼ cup cheese on top. Fold tortillas in half.

  2. Cook Quesadillas
    Heat 1 tsp canola oil in a skillet over medium heat. Cook quesadillas, adding more oil as needed, flipping once, until each side is golden and the cheese melted.

  3. Serve Hot
    Cut each quesadilla into two wedges.

Serving Suggestions

  • Dip & Dunk: Spoon chili into bowls and dip quesadilla wedges.

  • Fully Loaded Chili Bowls: Top chili with corn, red onion, jalapeño slices, and sour cream.

  • Side Dish: Turn quesadillas into nachos by slicing and layering chili, cheese, and garnishes on top.

Why You’ll Love This Meal

  • Make‑ahead Convenience: Chili can be prepped ahead and reheats beautifully.

  • Family Friendly: Mild yet flavorful enough for all ages, with spice variations for heat lovers.

  • Crowd Pleaser: Easy to scale up for gatherings.

  • Balanced Meal: Protein, fiber, veggies, and carbs—all in one menu.

Pro Tips for Best Results

  • Consistent bean texture: Boil then soak overnight for even cooking.

  • Layer flavors smartly: Brown meat and veggies first for depth.

  • Perfect quesadillas: Keep oil low and pan medium-hot to avoid sogginess.

  • Adjust spice easily: Swap in fire-roasted chiles or add hot sauce.

Variations to Try

  • Vegetarian Chili: Omit beef, add bell peppers, zucchini, and black beans.

  • Spicy Quesadillas: Include chopped jalapeños in the filling.

  • Loaded Queso: Replace tortillas—melt cheese and chiles over chips.

  • Comfort Boost: Stir in sour cream into the chili before serving.

Storage & Reheating

  • Chili stores well in the fridge for up to 4 days or in the freezer up to 3 months.

  • Reheat gently: On low with a splash of broth or water.

  • Quesadillas can be refrigerated for 2 days. Reheat in a skillet or oven for crisp edges.

 

Pinto Bean Chili

Hearty Pinto Bean Chili with chili cheese quesadillas—a Mexican comfort food feast!
Prep Time 20 minutes
Cook Time 1 hour 30 minutes
Additional Time 1 hour
Total Time 2 hours 50 minutes
Servings: 4
Course: Dinner, Lunch, Main Course, Side Dish
Cuisine: Mexican

Ingredients
  

For the Chili (4 servings):
  • 1 lb dried pinto beans
  • 2 lbs ground beef
  • 1 medium onion chopped
  • 3 celery ribs chopped
  • 3 Tbsp all-purpose flour
  • 4 cups water plus soaking water
  • 2 Tbsp chili powder
  • 2 Tbsp ground cumin
  • ½ tsp sugar
  • 1 28‑oz can crushed tomatoes
  • 2 tsp cider vinegar
  • tsp salt
For the Chili Cheese Quesadillas:
  • 2 4-oz cans chopped green chiles
  • 12 6‑inch flour tortillas
  • 3 cups shredded cheddar cheese
  • 3 tsp canola oil
Optional Toppings: corn off the cob, chopped red onion, sliced jalapeño, sour cream

Method
 

Part A: Make the Pinto Bean Chili
    Soak the Beans
    1. In a Dutch oven, add dried beans and fresh water covering them by an inch or two. Bring to a boil for 2 minutes, then cover and let stand for 1 hour. Drain and rinse.
    Brown Meat & Veggies
    1. Return pot to medium heat. Add ground beef, onion, and celery; cook until the meat is no longer pink. Drain excess fat.
    Create the Base
    1. Sprinkle flour evenly and stir to coat the meat and veggies. Gradually add 4 cups of water.
    Season & Simmer
    1. Stir in the pinto beans, chili powder, cumin, and sugar. Bring to a boil, then reduce heat to low. Cover and simmer for 1½ hours, or until beans are tender.
    Finish the Chili
    1. Add crushed tomatoes, cider vinegar, and salt. Heat through, stirring occasionally. Taste and adjust spices if needed.
    Part B: Make Chili Cheese Quesadillas
      Prepare Tortillas
      1. Spread ~1 Tbsp chopped green chiles over half of each tortilla, then sprinkle ¼ cup cheese on top. Fold tortillas in half.
      Cook Quesadillas
      1. Heat 1 tsp canola oil in a skillet over medium heat. Cook quesadillas, adding more oil as needed, flipping once, until each side is golden and the cheese melted.
      Serve Hot
      1. Cut each quesadilla into two wedges.